Best prepaid internet providers of 2026
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Last updated: January 27, 2026
Prepaid internet services from Xfinity, AT&T and Cox offer the flexibility of paying for your service upfront, catering to the needs of students, travelers and older adults. Allconnect’s internet experts walk you through how to pick the right plan for your needs.
View internet plans available near you
Top home prepaid internet providers near you
Key takeaways
- Prepaid internet service providers are flexible and usually don’t require contracts
- Cheap prepaid wireless internet pricing is more transparent and affordable than regular internet services
- Home prepaid internet is accessible and easy to set up
What is prepaid internet?
Prepaid internet allows you to pay for your internet access in advance, similar to how prepaid mobile phone plans work. You can buy a predetermined amount of data or access time that will allow you to connect to the internet.
How we found the best prepaid internet plans
To find the best prepaid internet plans, we evaluated every broadband provider that offers prepaid internet in four categories: affordability, performance, value and customer satisfaction. Each category contains multiple sub-factors, all of which are weighted differently to impact the provider’s overall score.
For each sub-factor, we score all providers on a continuous scale of 1 to 5, relative to the industry as a whole. Because the average download speed in America is currently 290 Mbps, for example, we assigned all plans with download speeds between 100 and 299 Mbps a score between 3 and 4. Xfinity’s 200 Mbps plan received a 3.50 score for download speed, while Spectrum’s 500 Mbps plan got a 3.71.
We only considered standardized data points in our scoring system. More abstract data like consistency of service and brand reputation is still part of our analysis, but we opted to let our writers address them in the context of each review.
Compare prepaid internet service providers
- Prepaid internet is the best choice if you have less-than-perfect credit or need temporary service with plenty of flexibility
Verizon no longer offers its prepaid internet service to new customers, but if you are already a Verizon Fios customer, you can explore this option.
| Provider | Price* | Download speed range | Connection type | Best for |
|---|---|---|---|---|
 Xfinity Prepaid Internet | $30.00 – $45.00/mo. | 100 – 200 Mbps | Wired | Value |
 Cox StraightUp Internet | $50.00/mo. | Up to 100 Mbps | Wired | No extra fees |
 AT&T Prepaid | $20.00 – $90.00/mo. | Varies | Wireless | Availability |
*Pricing per month plus taxes for length of contract. Additional fees and terms may apply. Pricing varies by location and availability. All prices subject to change at any time. May or may not be available based on service address. **Only available for existing customers. Updated as of 01/27/26.
Just like a typical internet service plan, prepaid broadband internet can be wired like cable and fiber, wireless like 5G home internet and can also be used for Wi-Fi hotspots.
Before you commit to a prepaid internet plan, there are a few things to consider:
- Speed – Does the plan meet your speed needs?
- Price – Compare prices to ensure a postpaid plan won’t save you more money
- Bill pay options – Make sure that the company’s required payment methods are in line with your capabilities
- Data caps – You can incur data overage charges if you pick a plan with a data cap
Prepaid internet providers
Allconnect Rating
3.75 / 5
Xfinity NOW – Best prepaid internet service
Why we recommend it: Xfinity NOW internet is one of the best prepaid internet services, offering up to 200 Mbps. Xfinity NOW prepaid internet has no hidden fees, credit checks or deposits. Other key features: 30-day prepaid term, equipment included and simple setup.
Featured Xfinity Prepaid Internet plans
Xfinity has two prepaid internet plans, one with speeds up to 100 Mbps and one with speeds up to 200 Mbps.
100 Mbps
Short-term internet
Price*
Download speed
Service period
Connection type
200 Mbps
Cheapest in the long run
Price*
Download speed
Service period
Connection type
*Pricing per month plus taxes for length of contract. Additional fees and terms may apply. Pricing varies by location and availability. All prices subject to change at any time. May or may not be available based on service address. Updated as of 01/27/26.
Allconnect Rating
4.02 / 5
AT&T – Best availability
Why we recommend it: Instead of a traditional home internet connection, AT&T’s prepaid plans use its 5G wireless network, making them available virtually anywhere. Only pay for what you need by choosing from monthly data plans ranging from 15 GB to 100 GB — or pay a full year upfront to save $10.00/mo. and get an extra 5 GB of data each month. The drawbacks? AT&T prepaid deals are only for tablets, mobile hotspots and other connected devices, and the one-time cost for an AT&T hotspot can run you up to $180.
Featured AT&T Prepaid plans
AT&T has several prepaid Wi-Fi plans, but the speed is the same on all of them. Instead, you pay for how much data you need.
15 GB
Cheapest plan
Monthly price*
Monthly data
Average speed
Connection type
100 GB
Most data
Monthly price*
Monthly data
Average speed
Connection type
*Pricing per month plus taxes for length of contract. Additional fees and terms may apply. Pricing varies by location and availability. All prices subject to change at any time. May or may not be available based on service address. Updated as of 01/27/26.
Allconnect Rating
3.23 / 5
Cox – Three-year price lock
Why we recommend it: When you weigh the pros and cons of Cox prepaid internet, the benefits win out. Cox prepaid internet guarantees the same rate for 36 months, as long as you keep paying your bill. The Cox StraightUp Internet plan costs $50.00/mo. with equipment, taxes and fees included, plus Cox’s Wi-Fi modem is yours to keep. The only drawback is that Cox prepaid internet has a limited coverage area.
Considerations for prepaid internet
How much data do I need for my prepaid plan?
The amount of data you need for your prepaid plan depends on your general usage habits. Since you’re paying for data in advance, it’s a good idea to look at the amount of data you usually use in one month to gauge how much you need so you don’t get charged an overage fee if you pick a plan with a data cap.
Light users may get away with 5 – 10 GB per month, but heavier users who game or stream need much more since those activities take up more data much faster (15 MB to 3 GB per hour, give or take).
Learn more about data caps and how much data certain internet activities need.
Prepaid vs. postpaid internet
While prepaid internet plans allow users to pay for the data they use in advance, postpaid internet plans bill the user on a monthly basis at the end of a billing cycle based on the speed and data they signed up for. Below is a quick comparison of prepaid vs. postpaid internet plans. Keep in mind that this is general information, and it will likely vary depending on your prepaid or postpaid provider.
| Plan type | General cost | Speed range | Credit check | Fees* | Contracts |
|---|---|---|---|---|---|
| Prepaid | $20.00 – $90.00/mo.+ | 100 – 200 Mbps+ | No | General taxes/fees and equipment costs | No |
| Postpaid | $19.99 – $280.00/mo.+ | 100 – 10,000 Mbps | Varies | General taxes/fees, equipment rental, activation, installation | Varies |
*Fees will vary widely depending on your provider.
How to choose the best prepaid internet plan
- First, you need to check which providers are actually available to you. Internet providers have different service areas, so check your address to find out what’s available where you live
- It’s also important to consider price and speed. The speed you need largely depends on the number of devices you have connected to your home network and the types of internet activities you participate in
Prepaid internet FAQs
Does every ISP offer prepaid internet services?
No, not every ISP offers prepaid internet service. The ISPs we’ve discussed above are a few of the most popular providers offering prepaid internet.
How do you qualify for prepaid internet?
Prepaid internet does not require any credit checks or long-term commitments, so as long as you’re within the availability footprint of that ISP you should be able to sign up for prepaid internet service.
What are the benefits of prepaid internet plans?
Prepaid internet is a great option because it offers flexibility, no credit checks and no long-term commitments. There are also no hidden fees, data overage costs or other unknown fees.
Is prepaid internet better than regular internet services?
Prepaid internet is often cheaper than regular internet, but it has lower speed ranges and fewer options than other internet plans. If you’re willing to sacrifice speed for flexibility, then prepaid can be a great option for you.
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Written by
Lisa Iscrupe
Senior Writer, Broadband & Data Content
Lisa Iscrupe is a senior writer and broadband expert specializing in internet and connectivity solut… View profile
Lisa Iscrupe’s Favorite Article
Unlimited hotspot plans from mobile carriers
Edited by
Anine Sus
Editor I
Anine Sus is an editor and publisher with Allconnect. With eight years of experience editing and wri… View profile
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